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513 Area Code: Complete Guide

10 min read
Jun 17, 2026

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Getting a call from a 513 number? Or looking to set up a business phone line with a 513 area code? This guide covers everything about area code 513 — from geographic coverage and time zone to scam protection and business phone options.

513 Area Code at a Glance

Detail

Information

State

Ohio

Major city

Cincinnati

Time zone

Eastern Time (ET) — UTC-5 (EST) / UTC-4 (EDT)

Overlay code

283

Year established

1947 (one of the original 86 area codes)

Counties covered

6 counties

Type

Geographic

NANP region

North America

Source: North American Numbering Plan Administrator (NANPA)

Where Is Area Code 513?

Area code 513 is located in southwestern Ohio, serving the greater Cincinnati metropolitan area and surrounding communities. It was one of the original 86 area codes established in 1947 by AT&T as part of the North American Numbering Plan.

Geographic Coverage

The 513 area code covers a significant portion of southwestern Ohio, including:

Major Cities:

City

County

Population (est.)

Cincinnati

Hamilton

~309,000

Hamilton

Butler

~63,000

Middletown

Butler/Warren

~49,000

Fairfield

Butler

~44,000

Mason

Warren

~34,000

Oxford

Butler

~23,000

Lebanon

Warren

~21,000

Monroe

Butler/Warren

~15,000

Norwood

Hamilton

~20,000

Sharonville

Hamilton

~14,000

Source: U.S. Census Bureau estimates; AllAreaCodes.com

Counties Served:

County

County Seat

Notable Cities

Hamilton

Cincinnati

Cincinnati, Norwood, Sharonville, Forest Park

Butler

Hamilton

Hamilton, Fairfield, Middletown, Oxford

Warren

Lebanon

Mason, Lebanon, Franklin, Springboro

Clermont

Batavia

Batavia, Milford, Loveland

Clinton

Wilmington

Wilmington

Brown

Georgetown

Georgetown

The 513/283 Overlay

As demand for phone numbers grew, Ohio implemented the 283 overlay area code to share the same geographic region as 513. If you’re in the Cincinnati area, you might have either a 513 or 283 number — both serve the same area.

This means 10-digit dialing is required for all local calls in the 513/283 region. You must dial the full area code + number even for local calls.

513 Area Code Time Zone

Detail

Information

Time zone

Eastern Time (ET)

UTC offset (Standard)

UTC-5 (EST)

UTC offset (Daylight)

UTC-4 (EDT)

Daylight Saving Time

Yes — observed

DST begins

Second Sunday of March

DST ends

First Sunday of November

Time Differences from 513

Location

Time Difference

New York (212)

Same time

Chicago (312)

-1 hour

Denver (303)

-2 hours

Los Angeles (213)

-3 hours

London (UK)

+5 hours (EST) / +4 hours (EDT)

Tokyo (Japan)

+14 hours (EST) / +13 hours (EDT)

History of the 513 Area Code

Timeline

Year

Event

1947

513 created as one of the original 86 area codes, covering most of western Ohio

1954

No changes — still one of the largest area codes in Ohio

1996

513 split: the Dayton area separated into new area code 937

1997

Post-split 513 covers only southwestern Ohio (Cincinnati metro)

2020s

283 overlay added to share the 513 geographic area due to number exhaustion

Before the 1996 split, area code 513 covered a much larger region including Dayton, Springfield, and most of western Ohio. Today, the 513 region is focused specifically on the Cincinnati metropolitan area.

Source: NANPA; AllAreaCodes.com

513 Area Code: Business Landscape

The Cincinnati metro area served by 513 is a thriving business hub:

Key Industries

Industry

Significance

Major Companies

Consumer goods

P&G headquarters

Procter & Gamble, Kao

Financial services

Major financial center

Fifth Third Bank, Western & Southern

Healthcare

Leading medical institutions

Cincinnati Children’s, UC Health, TriHealth

Retail & grocery

Retail headquarters

Kroger (HQ)

Manufacturing

Legacy manufacturing base

GE Aviation

Higher education

Major universities

University of Cincinnati, Miami University, Xavier

Small Business Statistics (Cincinnati Metro)

Metric

Value

Source

Small businesses in Cincinnati metro

55,000+

U.S. Small Business Administration

Businesses with <20 employees

88%

SBA

Service businesses (salons, medical, fitness, etc.)

35%+

Industry estimates

Average small business call volume

80-200 calls/month

Industry data

For service businesses in the 513 area, every missed call represents potential revenue loss. According to AMBS Call Center, the average small business loses an estimated $126,000/year to missed calls. GetAira research shows 62% of callers won’t leave a voicemail and 85% won’t call back.

How to Get a 513 Phone Number

Option 1: Traditional Carrier

Contact a local phone carrier serving the Cincinnati area:

 AT&T Ohio

 Spectrum (Charter Communications)

 Cincinnati Bell (now altafiber)

Cost: $25-$75/month for a business line

Limitation: Physical location usually required; no AI answering

Option 2: VoIP Provider

Get a virtual 513 number through VoIP:

 Google Voice (free for personal)

 RingCentral ($20-$35/month)

 Grasshopper ($14-$80/month)

 OpenPhone ($15-$25/month)

Cost: $15-$35/month

Benefit: No physical location needed; use anywhere

Option 3: AI Phone Answering with 513 Number

Get a 513 business number with built-in AI answering through DeskBuddy:

 AI answers every call 24/7

 Books appointments via Google Calendar, Mindbody, or Square

 Trilingual support (English, Spanish, Chinese)

 $39.9/month includes 100 calls + dedicated number

Best for: Cincinnati-area service businesses (salons, dental offices, fitness studios, pet groomers) that want a local 513 presence with 24/7 AI answering.

Protecting Your Business from 513 Scam Calls

Common 513 Scam Patterns

Scammers often spoof local 513 numbers to appear legitimate. Watch for:

Scam Type

Red Flags

IRS/tax scam

Threatens arrest, demands gift cards

Utility scam

Claims power will be shut off immediately

Tech support

Claims your computer has a virus

Business listing

Threatens to remove your Google listing

Warranty calls

“Your car warranty is expiring”

Neighborhood spoofing

Uses a 513 number to appear local

How to Protect Your Business

1.  Never give payment over an unsolicited call — Legitimate businesses don’t demand gift cards

2.  Verify caller identity — Hang up and call the organization directly using their official number

3.  Register on the Do Not Call listdonotcall.gov

4.  Use AI call screening — Services like DeskBuddy can filter spam/robocalls before they reach you

5.  Report scam calls — File complaints with the FTC and Ohio Attorney General

Source: Federal Trade Commission (FTC); Federal Communications Commission (FCC)

513 Area Code: Neighboring Area Codes

Area Code

Region

Relationship

283

Same region (overlay)

Shares Cincinnati metro

937

Dayton, Springfield

Split from 513 in 1996

614

Columbus

Central Ohio

740

Southeast Ohio

Rural areas

859

Northern Kentucky

Across the river from Cincinnati

812

Southern Indiana

Across state line

Frequently Asked Questions

What state is area code 513 in?

Area code 513 is in Ohio, specifically serving the southwestern part of the state including Cincinnati, Hamilton, and Middletown.

What city is 513 area code?

The primary city is Cincinnati, Ohio. The 513 area code also covers Hamilton, Middletown, Fairfield, Mason, Oxford, Lebanon, and many other communities in Hamilton, Butler, Warren, Clermont, Clinton, and Brown counties.

Is 513 a safe area code to answer?

513 is a legitimate area code serving the Cincinnati, Ohio area. However, scammers can spoof any area code. If you receive an unexpected call from 513 and you don’t recognize the number, let it go to voicemail or use an AI answering service to screen the call.

What time zone is 513?

Eastern Time (ET) — UTC-5 in standard time (EST), UTC-4 during daylight saving time (EDT). Cincinnati observes daylight saving time.

Can I get a 513 number without living in Ohio?

Yes. VoIP services and virtual phone providers allow you to get a 513 number regardless of your physical location. This is useful for businesses wanting a Cincinnati-area local presence.

What area code was 513 before the split?

Before 1996, area code 513 covered most of western Ohio including Dayton and Springfield. In 1996, the Dayton area split off into area code 937, leaving 513 for the Cincinnati metro area only.

Conclusion

Area code 513 serves the vibrant Cincinnati, Ohio metropolitan area — home to 55,000+ small businesses and major corporations. Whether you’re receiving calls from 513, setting up a local business number, or looking to capture every customer call in the Cincinnati area, understanding your area code is the first step.

For Cincinnati-area service businesses looking to never miss a call again, consider an AI phone answering service with a dedicated 513 number.

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