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513 Scam Calls: How to Stay Safe

10 min read
Jun 17, 2026

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Receiving suspicious calls from 513 area code numbers? You’re not alone. Scammers increasingly use number spoofing to make their calls appear to come from local Cincinnati numbers — tricking both consumers and businesses into answering.

According to the Federal Trade Commission (FTC), Americans lost over $10 billion to phone scams in 2023, with spoofed local numbers being the #1 tactic. This guide helps you identify, block, and protect your business from 513 scam calls.

Why Scammers Use 513 Numbers

The “Neighbor Spoofing” Tactic

Scammers deliberately display local area codes because:

Factor

Impact

Local numbers get answered

65-70% answer rate vs 25% for unknown codes

Trust factor

“Must be someone local — maybe a customer?”

Bypasses blocking

Most people don’t block their own area code

Hard to trace

Spoofed numbers aren’t the real caller

According to the FCC: “Spoofing is when a caller deliberately falsifies the information transmitted to your caller ID display to disguise their identity.”

The caller is NOT actually in Cincinnati — they could be anywhere in the world, using VoIP technology to display a fake 513 number.

Common 513 Scam Call Types

Scam Type

What They Say

Red Flags

IRS/Tax scam

“You owe back taxes. Pay now or face arrest.”

IRS never calls first; never demands gift cards

Business listing scam

“Your Google listing will be removed unless you verify now.”

Google doesn’t call businesses this way

Utility shutoff

“Your Duke Energy bill is overdue. Pay in 1 hour or we disconnect.”

Utilities send written notices first

Tech support

“We detected a virus on your computer.”

Legitimate companies don’t cold-call

Extended warranty

“Your vehicle’s warranty is expiring.”

Generic, automated, not from your dealer

Loan/debt

“You qualify for a $50,000 business loan at 2%.”

Unsolicited loan offers are always scams

Fake customer

“I want to book 10 appointments and pay by check.”

Overpayment scam targeting service businesses

How to Identify a 513 Scam Call

Immediate Red Flags

 Urgency/threats — “Act NOW or face consequences”

 Payment via gift cards, wire, or crypto — No legitimate business requests these

 Caller won’t identify themselves clearly — Vague company name or title

 Requests sensitive information — SSN, bank routing numbers, passwords

 Too-good-to-be-true offers — “You’ve won!” or “Free money!”

 Robocall/pre-recorded message — Most legitimate business calls are live

 Caller ID shows a 513 number but claims to be IRS/FBI/Google — These organizations don’t use local numbers

How to Verify a Suspicious 513 Call

1.  Don’t engage — Don’t press any buttons or say “yes”

2.  Hang up — It’s always safe to end the call

3.  Look up the number — Google the 513 number; scam numbers are often reported

4.  Call back the official number — If they claim to be Duke Energy, call Duke Energy’s official line

5.  Check WhoCalledMe or RoboKiller — Community-reported scam databases

How to Protect Your Business

For Business Owners

Protection Method

Effectiveness

Cost

Register on Do Not Call list

Low (scammers ignore it)

Free

Carrier spam blocking (AT&T ActiveArmor, T-Mobile Scam Shield)

Medium

Free-$4/mo

Third-party blocking app (Nomorobo, RoboKiller, Hiya)

Medium-High

$3-$5/mo

AI call screening (DeskBuddy, Google Call Screen)

High

$0-$40/mo

Staff training

Medium

Free

AI Call Screening: The Best Business Protection

An AI answering service like DeskBuddy acts as a first line of defense:

1.  AI answers every call — Scammers reach AI, not you or your staff

2.  AI identifies intent — Legitimate customer calls get booked; spam gets filtered

3.  Scammers hang up on AI — Most robocall systems disconnect when they detect non-human interaction

4.  No personal information exposed — AI doesn’t give out SSNs, bank details, or passwords

5.  Call recording — Every interaction documented for reporting if needed

How to Report 513 Scam Calls

Where to Report

Link

What They Do

FTC

reportfraud.ftc.gov

Federal database; drives enforcement

FCC

fcc.gov/consumers/guides/filing-informal-complaint

Telecom regulation

Ohio Attorney General

ohioattorneygeneral.gov

State-level enforcement

Do Not Call Registry

donotcall.gov

Report violations

Your carrier

Dial 7726 (SPAM)

Carrier-level blocking

Frequently Asked Questions

Is every call from 513 a scam?

No. 513 is a legitimate area code serving Cincinnati, Ohio. Many real businesses and customers use 513 numbers. Only suspicious calls with red flags (urgency, threats, payment demands) should be treated as potential scams.

Can scammers see that I answered?

Yes. Answering confirms your number is active, which can lead to more scam calls. If you suspect spam, let it go to voicemail — or better, let an AI answering service screen it for you.

My business 513 number is getting spoofed — what can I do?

If scammers are displaying YOUR 513 number as their caller ID, you can:

1.  Report to FCC

2.  Add a voicemail message noting your legitimate identity

3.  Wait — spoofing campaigns typically move to new numbers within days

4.  Register with free caller registry to establish legitimacy

Will blocking 513 numbers stop the scams?

No — scammers rotate through thousands of spoofed numbers. Blocking individual numbers is ineffective. AI-based screening or carrier-level spam detection is more effective.

Conclusion

513 scam calls exploit the trust associated with local Cincinnati numbers. The best protection for businesses is proactive: use AI call screening to filter scammers before they reach you, train staff to recognize red flags, and report suspicious calls to the FTC.

For Cincinnati businesses wanting both local presence AND scam protection, an AI answering service with a dedicated 513 number gives you the best of both worlds.

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